Relatively early, it was noticed in the internal analyzes of the Universal Mutual Insurance Institution that insured properties in this plant are burning more often than buildings whose owners bought insurance policies in private insurance companies. The finding of this alarming fact led the management of the public insurer to undertake extensive measures to discover the reasons for this phenomenon, and consequently also to marginalize or even eliminate it as a result of the remedial measures taken. While the determination of the causes turned out to be relatively simple, the fight with them did not bring such quick results.