@article{a74bb263-6ff3-4e98-a422-bcf8e3612874, author = {Tomasz Waligóra}, title = {The implementation of Basel III and its consequences for Polish and European banking}, journal = {International Business and Global Economy}, volume = {2013}, number = {Volume 32}, year = {2013}, issn = {2300-6102}, pages = {202-219},keywords = {banking union; Basel III; CRD IV/CRR; financial supervision}, abstract = {Started in 2010, the form of actions on the implementation of European law regulations Basel III is becoming more and more advanced. However, despite the anticipated starting date of the new regulations on January 1, 2013, still there are discussions and numerous details to be clarified. These delays are not only due to the European system’s possible unpreparedness for rules ofCRDIV/ CRR, but also because of the heated discussions on the plans to introduce a banking union, which would obligatorily include all countries of the euro zone. Lack of consensus on the forms of uniform international supervision of banks is also a serious problem in Poland. Although the country would like to participate in the creation of a banking union, its participation in it is not recommended by reason of the possible high costs. The purpose of this article is to show the degree of preparedness of European and Polish banking sector to adopt the Basel III regulations, and to show the risks that may arise in connection with the Polish accession to the banking union. In the paper bases on an analysis of reports from research centers and institutions as well as on the analysis of data provided by national supervisors and banks.}, doi = {10.4467/23539496IB.13.014.2650}, url = {https://ejournals.eu/en/journal/ibage/article/wprowadzenie-uregulowan-bazylea-iii-oraz-jego-skutki-dla-bankowooeci-polskiej-i-europejskiej} }